Privacy Policy

Who We Are

Pine Rock Health is an independent, licensed health insurance advisory service based in Minnesota. We help individuals navigate Medicare, Medicare Advantage, Medicare Supplement, Part D, and ACA marketplace plans.

Information We Collect

When you fill out our intake form or contact us, we may collect your name, email address, phone number, date of birth, zip code, and information about your current health coverage. We collect this information solely to provide you with personalized plan guidance.

How We Use Your Information

We use the information you provide to understand your coverage needs, research plan options in your area, schedule your consultation, and assist with enrollment if you choose to proceed. We do not use your information for any purpose unrelated to your health insurance inquiry.

Information Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share your information with insurance carriers only as necessary to process an enrollment application that you have authorized. We may also disclose information if required by law or regulation.

Data Security

We take reasonable measures to protect the personal information you provide. Our intake forms are processed through Google Forms with encrypted transmission. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

Third-Party Services

Our website may use third-party services such as Google Forms for intake, Google Fonts for typography, and analytics tools to understand site usage. These services have their own privacy policies governing the information they collect.

Your Rights

You may request access to, correction of, or deletion of the personal information we hold about you at any time by contacting us at [email protected]. We will respond to your request within a reasonable timeframe.

Medicare-Specific Privacy

As a licensed insurance agent, we are bound by CMS (Centers for Medicare & Medicaid Services) regulations regarding the handling of Medicare beneficiary information. We follow all applicable federal and state privacy requirements related to your health insurance data.

Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this privacy policy or how your information is handled, please contact us at [email protected].